For Business Owners Thinking About Selling

Thinking About Selling Your Business?
See What a Buyer Will See — Before You Call a Broker.

A buyer will look at your business differently than you do. They’ll look for risk — how dependent the business is on you, whether the numbers hold up, whether the team and systems transfer, and what happens after you leave.

If you’re 1–3 years from a possible sale, you still have time to find the problems and fix what matters before a buyer does.

Get Your Free Sellability Score → Free  ·  Personalized  ·  Private
Stella and Main — Exit Readiness for Small Business Owners
The Problem

Most Businesses Don't Fail to Sell.
They Fail to Be Ready.

Most businesses listed for sale never close. Buyers aren't walking away because they don't want the business. They're walking away because they can't trust it.

Owner-Led

Owner Dependency

If you're the hub of every decision and relationship, a buyer isn't buying a business — they're buying a job. Reducing owner dependency before exit is one of the highest-leverage moves a seller can make — owner-dependent businesses routinely sell at a steep discount compared to transferable ones, if they sell at all.

Messy Books

Financial Uncertainty

Financial issues are consistently among the top reasons deals fall apart. Mixed personal and business expenses, books that don't match tax returns, revenue that can't be verified — every gap is a discount or a dealbreaker. Diligence preparation starts long before a buyer asks for documents.

Most buyers of $1M–$5M businesses finance their purchase with an SBA 7(a) loan. If your books don't meet SBA standards, you're limited to cash buyers — who know it, and price accordingly.

No SOPs

Operational Chaos

No documented processes. Key knowledge living in one person's head. If a buyer can't picture running this business without you, they won't pay full price for it.

As an illustration: the same business at $300K SDE might sell for $600K with messy ops — or $1.2M clean and transferable. That $600K gap is the cost of not being ready.

In Their Words

What Owners Who Sold Well Told Me

I’ve been interviewing owners who sold their businesses — not my clients, just people who got it right. The pattern doesn’t change. The ones who sold well prepared early, got the business out of their own hands, and kept their books clean. Then buyers came to them.

“Someone came to me because they knew it was a well-run company. I didn’t have to sell it — if you want it, pay what I want for it.”

— Kelly, sold a $1M franchise

“My secret sizzle was that it was all figured out.”

— Amy, auto repair shop owner — got her asking price, no broker

“I’ve done all this work of the last 25 years and I’m going to let this company die? I’ve got to sell it. I have to sell it.”

— Founder who spent 25 years building a proprietary operating system — sold 2026

That’s the work. The difference is they did it alone. I do it with you.

How It Works

See it. Find it. Fix it.

Getting ready to sell starts with knowing what a buyer will see. From there, we go deeper, decide what needs fixing, and choose how much help you want implementing it. See services & pricing →

01
Free

Sellability Score

I personally review your business from a buyer's perspective and send you a private video showing the issues I'd expect a serious buyer to question first. Get Your Free Sellability Score →

02
$1,500 one-time

Buyer-Ready Audit

Then we go under the hood. We examine the areas most likely to affect transferability, buyer confidence, due diligence, and deal terms — and turn the findings into a prioritized roadmap. Explore the Buyer-Ready Audit →

03

Choose how you want to execute.

Buyer-Ready Advisory

$750/mo

You execute. I guide.

For owners with the internal capacity to implement the roadmap but who want experienced guidance, prioritization, review, and accountability.

Fractional Exit Readiness

$5,000/mo

We execute together.

Hands-on fractional work addressing the highest-priority issues uncovered in the Buyer-Ready Audit. Limited to 2 active fractional engagements.

See Services & Pricing →

Stay ready until it's time to sell

Once the major readiness work is complete, lighter post-engagement support is available to help keep the business on track until you're ready to engage a broker.

When you're ready to go to market

Stella and Main can help organize the information a buyer will expect, prepare for broker conversations, and make the handoff into the sale process cleaner.

See Services & Pricing
Capacity note: Fractional Exit Readiness is limited to two active engagements at a time. This is hands-on work inside your business, so I intentionally keep the fractional roster small. When both spots are full, the waitlist opens.
Who It's For

This Work Is Right for You If...

  • Your business does $1M-$5M in annual revenue
  • You have 5-30 employees and you're the center of gravity
  • You're planning to sell in the next 12 to 36 months
  • You know the business has real value -- but you know it's not ready
  • You want someone in it with you, not advising from a distance
  • You’re starting to think about who you are on the other side of this — and what happens to the people you’re leaving behind

What They're Saying to Themselves

"Everything still runs through me."

"I want to sell, but I know we're not ready."

"We don't really have documented processes."

"My team isn't as accountable as it should be."

"I don't fully trust the numbers."

"I've been thinking about this for years. I just haven't actually started."

"If I took a week off, I'd spend it on the phone putting out fires."

"I lie awake worrying about what happens to my employees when I leave."

"I don’t know who I am without this business. And I’m not sure I’m ready to find out."

Who this is NOT for: solo practitioners, one-person operations, or owners who aren't ready to make real changes. This work requires actual operations to fix — and an owner who's committed to fixing them.
Rachel Lugo, Founder of Stella and Main
At a Glance
  • 30+ years as an operator inside founder-led businesses
  • Scaled a company from startup to ~$5M in annual revenue
  • Walked away from an acquisition mid-due-diligence as the buyer
  • 10 years of bookkeeping — reads financials the way a buyer does
  • Trained life and business coach
  • Limited to 2 active fractional engagements
About Rachel

I’ve Spent 30 Years Being the Person Behind the Founder.

For three decades, my job has been making founder-led businesses actually run — operations, finance, teams, systems. Not advising from a distance. Inside, doing the work. I’ve scaled a company from startup to $5M, and I’ve untangled the kind of operational knots that only form when everything runs through one person.

I’ve also been the buyer. I spent months in due diligence on a $1.1M acquisition and walked away when the real numbers surfaced. I know what buyers see when they look at your business, because I’ve looked at one exactly that way — and said no.

An owner who sold her business told me, “99% of business owners don’t have a clue — and that’s the problem.” That’s the gap I close. That’s why Fractional Exit Readiness is limited to two active engagements at a time — so I can stay directly involved in the work.

My Full Story
Ready to Find Out Where You Stand?

Start With Your Free Sellability Score.

If you're thinking about selling in the next 12 to 36 months, the best time to start is now.

Get Your Free Sellability Score → Let’s Talk

Free - 5 minutes - No pitch